SFR Group Foundations

Homes should be places to live, commercial property places to create wealth, neither should be things of speculative profit or loss.

People should be free to work for themselves or others without the clamp of taxation and bureaucracy.

The government should be run as a business for all citizens, its shareholders. Not as a charity for the very wealthy and very poor. It should serve all the people, not just bankers and landowners.

The first duty of government is to protect the equal rights of all people.


Location Value Covenants

What is our policy?



A policy that:
  1. is politically credible
  2. creates no windfall gains and losses
  3. does not collapse finance
We are proposing Location Value Covenants, a voluntary scheme meeting all these essential requirements, yet as simple to adopt as a regular mortgage.

Location Value Covenants - LVC’s are a politically mundane, non windfall creating, stable financial policy for collecting the economic rent of land for public revenue.

By adopting LVC’s there is no longer a need for the following dependency cultures
  • Collecting taxes on jobs, sales, profits, gifts, transactions, gains, inheritance
  • Means-tested welfare
  • Government debt
  • Central bank
  • State old-age pensions
  • Poor energy supply

The SFR Group. Who Are We?

The Systemic Fiscal Reform Group (SFR Group) is a Cambridge based economics think tank studying existing and alternative tax and welfare structures, their impact on the efficiency and stability of the economy, and practical ways of implementing them.

The SFR Group were founded in 2008 by:
  • Neale Upstone - Software engineer and former LibDem City Councillor
  • Robin Smith - Economist, former Tory Councillor
  • Dr. Adrian Wrigley - Inventor, writer and market trader
It is operated on a voluntary basis with no external funding.


Principles of SFR

We recognise that existing tax and welfare benefits are costly, inefficient and deeply harmful, and that, instead, the economic rent of land (location value) should be used for public revenue instead.
  • the value of our land, the economic rent, is the natural source of revenue for government
  • existing taxes are costly, inefficient and deeply harmful and should be abolished
  • a Universal Citizens Income should be paid, a UK PLC dividend
  • creation of the money cannot be safely left in the hands of private banks
If these are principles that 'ring your bell' you probably ought to join us. Please call.


Our Blogs

Personal views, not necessarily our group views.

Robin Smith - Real Reform


Attachments (3)

  • SFR - Policy Briefing.pdf - on Sep 11, 2008 7:27 AM by Neale Upstone (version 4 / earlier versions)
    64k View Download
  • Strategy Options for Implementing LVT.pdf - on Apr 21, 2009 1:52 AM by Robin Smith (version 1)
    91k View Download
  • What are LVCs.pdf - on Apr 12, 2009 2:57 AM by Robin Smith (version 1)
    95k View Download

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